Flash floods may occur with little or no warning.
Learn how to prepare with flood safety and insurance information.
If you live in or near a 100Year Floodplain, you have a
25% chance of being flooded once every 30 years. Flooding
from small streams, roadside ditches, ponds, and lakes have
caused widespread damage to homes and properties in our tri-county
area. In the last 150 years, rivers and streams have inundated
vari ous communities from Hornell to Wellsburg on an
average of once every 4 112 years. Find out your flood hazard
by looking at Flood Maps (FIRMs) at local government offices.
Call your jurisdiction to find out where. ALL development
in a floodplain, not just building construction, requires
local permits. It is a violation to dump debris, including
yard wastes, into a creek, stream or river and it should always
be reported to your municipality. A building in the floodplain
that sustains substantial damage or is substantially im
proved must be brought into compliance with current standards.
The floodplain provides a green space for protec tion
of streams from development and the forces of erosion. Never
ride bicycles, ATVs or motorcycles on flood control dikes
as the grass that is ruined actu ally helps to hold the
dike together in high water events. Area wetlands can help
improve water quality by filtering out impurities and nutrients
from runoff. Homeowner Insurance policies do not cover damage
to your home from flooding. Residents in Chemung, Steuben
and Schuyler Counties can obtain Flood Insurance through the
National Flood Insurance Program (NFIP) cover flood damages
to your home nd its contents. Without Flood Insurance, many
resi- dents have lost their homes and belongings due to flooding,
and have never recovered financially. Insurance through NFIP
can also be purchased by renters to insure their personal
belongings. There's a 30 day waiting period for coverage to
begin. Find out about NFIP today, don't wait until the next
flood to find out your home is not covered. Many municipalities
in our tri-county area participate in the Community Rating
System which can lower the price of flood insurance for the
residents, making it even more affordable!